Basic
$11.99 one time
The essentials to respond clearly and protect your position.
- Personal action plan
- FDCPA debt-validation letter
- What-not-to-say list
- Instant PDF
One-time packages
Clear help, without a subscription
Start with the six-question intake and preview your action-plan summary before choosing a package.
Premium
Most popular$29.99 one time
More guidance for conversations, credit reporting, and deadlines.
- Everything in Basic
- Negotiation script
- FICO impact explanation
- Cease-and-desist option
- State deadlines calendar
Premium Plus
$39.99 one time
The complete printable package for a more complex next step.
- Everything in Premium
- Escalation / settlement letter
- Evidence checklist
- State re-suit risk notes
- Full printable package
Every package is an educational self-help resource, not legal advice. No package guarantees a result or replaces advice from a licensed attorney.